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3AP

Your finance moves forward every day. You keep the decision.

Agents prepare and execute recurring operations within your rules.Your teams and experts retain validation and responsibility.

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Analyse my FEC

One platform. Three ways to operate it.

SMEs & startups

More finance capacity without a heavier team.

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Accounting firms

Industrialize production across your portfolio.

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Independent CFOs

Automate production without diluting your advice.

Explore this path →

/3AP operates your finance. For accounting firms, startups, SMEs, scale-ups and mid-market companies. Agents prepare and execute your recurring finance operations. You decide.

Why leaders choose us.

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Your finance team, operated by agents.

Each agent owns one back-office function. Humans validate.

  • The Closer

    Accounting · Close · AP

    Files prepared, controlled and documented.

  • The Treasurer

    Collections · Cash

    Your invoices become predictable cash.

  • The Warden

    Compliance · Risk

    Your flows and controls prepared with your accounting tool.

  • The Compass

    Audit · Data · Decisions

    Total transparency before every decision.

  • The Strategist

    CFO-as-a-Software

    Strategic financial leadership, on demand.

  1. 01

    Cash cockpit

    Alerts, priorities and data-confidence levels make the situation readable.

  2. 02

    Rule-based action

    The agent prepares the reminder or match; your thresholds determine when you approve.

  3. 03

    Audit log

    The source, rule, approval and timestamp remain attached to every action.

3AP brought our monthly close down to D+2. Our tools didn't change. The team focuses on steering the business, not on producing the numbers.
Roméo VerdierManaging Director · hudi
HUDIRead the case study

Tangible outcomes, measured in days saved and risk reduced.

Days saved on monthly close
Up to 13 days
Vendor invoice processing time
Instant
Back-office operations automated
70 to 80%

Results observed at HUDI within its finance-production scope. Context, period and measurement method are detailed on request.

For your most sensitive data.

/3AP documents the controls applied to data and operations. Approvals and action history remain available within the activated scope.

  • No training on your data

    Your data is never used to train or improve AI models. Inference runs on dedicated European servers, with no transmission to public LLMs. Zero data retention on the provider side.

  • Human in the Loop

    Every critical decision is validated by a finance expert. AI augments human judgment — it never replaces it.

  • Customer data isolation

    Data and access are organized by customer. Access rights and activated environments are defined in the contractual scope.

  • Data encryption

    Data is encrypted in transit and at rest according to the service architecture. The applicable arrangements are set out in the security documentation.

  • EU hosting

    Your data stays in the EU. Sovereign providers available based on your sensitivity tier.

  • Full audit trail

    Actions performed within the activated scope retain their source, rule, approval and timestamp. Available exports depend on the connector and scope.

  • SOC 2 Type II

    In progress

  • ISO 27001

    In progress

  • GDPR

    Controls documented

  • EU AI Act

    In progress

  • FEC

    DGFiP compliant

Choose your execution level.

The same action catalogue. Some process capabilities are reserved for Operated: inter-agent orchestration and accounting posting after approval.

  1. Early access

    See

    €0

    uploaded FEC

    Upload your FEC for a first view of your financial position.

    • Upload your FEC
    • Financial summary: balance sheet, income statement and cash flow statement
    • Drill down to the accounting entry
    • Key financial indicators and ratios
    • No credits or AI usage

  2. Early access

    Act

    €10

    pack of 100 credits

    On demand. Each run uses credits.

    • Every action
    • Manual launch
    • Usage-based credits
    • Draft accounting entries

  3. Early access

    Autonomous

    €99

    per month and entity · credits included

    At the scheduled time. Scheduled actions run automatically.

    • Every action
    • Manual or scheduled launch
    • Weekly allowance resets every Monday at 07:00
    • Additional usage credits
    • Draft accounting entries

  4. From €399 excl. VAT / month

    Operated

    €399 – €2,499

    per month and entity

    Orchestrated through to the result.

    • Every action
    • Manual, scheduled or orchestrated launch
    • Weekly allowance resets every Monday at 07:00
    • One monthly reset joker, used whenever you choose
    • Exclusive: inter-agent orchestration
    • Exclusive: accounting after approval

A progression for every operating model

SMEs & startupsFrom the FEC diagnostic to autonomy, then operated accounting and financial steering.€0 → €99 → €399 – €2,499Accounting firmsPer-file pricing, from real-time visibility to full production.€0 → €15 → €399 – €649Independent CFOsA per-client foundation that automates production without diluting your advisory fees.€15 → €99 → €399 – €2,499

Prices excl. VAT. No mandatory annual commitment. Two users included per entity or file; every unit, option and overage is detailed on the Pricing page.

See every price

The questions we get asked.

8 questions · updated July 2026

We run your finance.You run the future.

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Free diagnostic · 7 minutes